Credit
Reports
How to obtain your credit
report
There are several major credit reporting agencies.
Use the table below to obtain copies of your credit
reports.
If you have to choose just one credit report, I would
go with the Fair, Isaac & Co. version. The FICO
score is used by lenders to determine creditworthiness.
| Fair, Isaac & Co. |
myfico.com
|
$12.95 for an Equifax credit report
and your personal FICO score. My favorite. |
| Trans Union |
www.transunion.com |
$9 for credit report, FICO-like credit score,
and explanation of who has requested your report
in the past. |
| Experian Information Solutions |
experian.com
(866) 200-6020 |
$9 for credit report. Also provides information
about how long items remain on the credit report. |
| Equifax |
equifax.com
(800) 685-1111 |
$9 for credit report. |
Most people recommend checking your credit reports
annually. This allows you to correct errors before they
matter.
James G. Lewis |
